A new era in school education

In a landmark move that places practical knowledge and life skills at the forefront of education, Apeejay School, Mahavir Marg, has introduced a new skill-based subject — Financial Markets Management (FMM) for Class XI students under the CBSE Skill Education initiative. Aimed at nurturing a financially literate generation, FMM is more than just a subject; it is a gateway into the world of investment, savings, and smart money management.  

With the rapid transformation of the global economy and the increasing importance of financial independence, the need for financial literacy among the youth has never been more critical. Recognising this, the school has taken a bold step to ensure that students are not only academically proficient but also well-prepared to face the financial realities of life.

The programme offers students an immersive experience in the functioning of financial markets, including an in-depth understanding of trading mechanisms, investment tools, and the regulatory frameworks governed by bodies like SEBI, NSE, and BSE. The subject encourages students to explore key concepts such as stock market operations, mutual funds, systematic investment plans (SIPs), demat accounts, and financial statements.

But what truly sets this subject apart is its emphasis on practical application. Through simulated trading platforms and real-world scenarios, students are motivated to open demat accounts (or use their parents’ accounts under guidance), invest small amounts — even from their pocket money — and witness firsthand how money can grow through smart and informed choices.

“We believe that early exposure to financial concepts fosters confidence, responsibility, and sound decision-making. FMM empowers students to take charge of their financial future,” shares a faculty member involved in the programme.

At present, introduced at the Class XI level, the subject will extend to Class XII in the next academic year, ensuring a continuum of learning. The initiative marks the beginning of a transformative journey — one that blends classroom learning with life readiness.

“In today’s fast-evolving global economy, financial literacy is no longer a luxury; it’s a necessity. The introduction of Financial Market Management (FMM) as an academic stream at the senior secondary level is a forward-thinking initiative that aims to bridge the gap between theoretical knowledge and real-world financial skills. As an educator, I am proud to facilitate this learning journey for our students,” Ms Sahiba Juneja, PGT Commerce, shared.  

FMM is a dynamic, skill-based subject, she added, that equips students with an understanding of the financial markets, trading mechanisms, regulatory frameworks, and the role of financial institutions like SEBI, NSE, and BSE. “Students gain practical exposure to tools such as trading terminals, demat accounts, and financial statements — skills that are highly valued in today’s job market. As we guide students through FMM, we are not just teaching them a subject, we are cultivating financially aware, confident, and competent individuals who are ready to navigate the complex economic world with skill and integrity,” Ms Juneja said. 

As Apeejay School, Mahavir Marg unfolds this exciting new chapter, it proudly invites students and parents alike to be part of a future-ready educational movement. FMM is not just about understanding finance; it is about empowering minds to think critically, invest wisely, and lead confidently in an ever-changing world.